Whenever you think about buying a house or taking a loan, it is often useful to know what they will cost you and how much you must pay. Our free financial calculators can help with that. You can calculate the payments and total costs for the scenarios that you want to evaluate. You can use the following calculators:

Loan Repayment Calculators

Whenever you think about getting a loan, the two main issues that come to mind are: how to repay the loan and the total amount that must be paid. On this page you will find two free loan repayment calculators that will assist you with these two issues

Compound Interest Calculator

If you have a savings account and you want to know how much interest you will receive or the total value of your account the compound interest calculator will definitely come in handy.

Mortgage Calculator

Getting a mortgage for purchasing a home is one of the most important financial commitments you will ever make in your life. A good insight into mortgage costs is essential to prevent unpleasant surprises in the future. The mortgage calculator can help you learn more about your mortgage costs and how they will be paid.

Discount Calculator

Do you want to know how much you have to pay for something on sale with a percentage off discount? Then you can use this calculator. You can also include tax.

Financial articles

There are also some articles related to various financial topics:

Loan related articles

When to take a Loan?

Many people will just take out a loan if they need money. However, it is good to think hard before doing so. Loans are supposed to be for when you need money in an emergency. These days many people will get a loan because they want something that they cannot afford.

What Loan to choose?

Choosing a loan can be difficult. You may be in a rush and need money quickly. Loans take a while to arrange, but you should try to work as hard as you can to choose the right kind of loan for you. There are different loans, designed for different purposes and it is best to make sure that you get this choice right.

How Much Should I Borrow?

Choosing how much to borrow when you take out a loan, is actually a much more difficult decision than you might imagine. You may have a sum in mind, but borrowing too much or too little could have bad results for you.

Choosing the Best Lender

Choosing a lender can be a difficult job, but it is worth spending some time doing so. You want to consider their reputation and customer service as well as their products and costs.

Mortgage related articles

Introduction to Mortgages

A mortgage is a secured loan for which real property, such as a home, is used as collateral. With the loan, a house can purchased or built. You can obtain a mortgage loan from a financial institution such as a bank or credit union. A mortgage loan is a long term loan.

Mortgage Types

Mortgages types can differ in how the mortgage loan amount must be repaid. Several mortgage types are explained such as the amortized mortgage and interest-only mortgage

Mortgage Interest

When you obtain a mortgage, you have to pay interest. Lenders often use the Annual Percentage Rate (APR) to express how much the interest is. The APR is the interest rate for one whole year. The higher the interest rate/APR, the more the you have to pay.

FHA Programs and Loans

With increasing taxes and mortgage prices, buying a home may seem out of reach for many people. The Federal Housing Administration has several programs though to help people become home owners.

Lowering Mortgage Payments

When you own a house, paying the mortgage will probably be a considerable part of your expenses that you’ll have to do. There are some ways to lower these payments.

Do You Have a Bad Credit? - Useful Info on No-Deposit Mortgages

If you have a bad credit and in the impossibility of making a down-payment to obtain a mortgage loan, you can consider applying for a no-deposit mortgage that are available with many sub-prime lenders.

How to Go Wisely through the Mortgage Application Process

Mortgage application process can take some time before you see the loan approved by the lenders. It is recommended that you be more careful with your financial moves once you decide to apply for a mortgage or you have already applied for one in the meantime.

How to Understand Mortgage Contracts in Few Easy Steps

Once you apply for a mortgage loan it is important that you know how to 'read' a mortgage contract and all the other documents that may emerge with this contract. There are a few basic things that you have to be clear on and before you go to the lender to close the mortgage deal

Planning on Paying Off Your Mortgage Earlier than It Is Stipulated?

It is true that many home owners are looking with excitement towards that day when they will be over with mortgage prepayments, while other dally with the idea of paying their mortgage earlier than it is stipulated by the contract term. This article is addressed to the latter category of home owners in order to present them the aspects once they want to pay off their loan early.

Shopping Around for a Mortgage? - Avoid These Mistakes

When you are looking to shop for a mortgage, these days you are given also with the opportunity to make the shopping online. A chance that usually reveals various options to compare and eventually choose the one that is the most convenient to you.

Buying a home - related articles

Home Buying Mistakes

There are many things to consider when you are buying a home. It can get downright overwhelming if you happen to a first time home buyer. The following are some home buying mistakes that many people tend to make.

Home Buying Tips

When it comes to purchasing a house there are several things that you have a close attention to because you not want to end up throwing your money away. Many times there are some things that are not for closed in the final sales that you will find notable as soon as you start moving into your new home.

How a Real Estate Agent Can Help Find Your Dream Home

When you are buying a home you could definitely benefit from the assistance of a real estate agent. Real estate agents can be an integral part of the entire home buying process so you want to be sure to find a agent that you can trust and have a great working relationship with. Here are some great reasons as to why a real estate agent can help you find your dream home.

Preparing a Checklist When Buying a Home

The home buying process is one of the most important things that anyone can do in their life. There are a great many things to keep into consideration so you need to be fully prepared for the entire home buying process. One of the best things that you can do for yourself when you are purchasing a home is to create a home buying checklist.

Should You Get a Real Estate Inspection

Everybody has to make a series decision when it comes to purchasing a home so that they are better prepared to provide for their family. Before you rush into purchasing a home you have to ask yourself a couple of questions. The most obvious question is if you can afford the monthly payments on your home but the other question you have to ask yourself before you sign the papers as if you should get a home inspection.

Steps to Buying a Home

Many people are looking to purchase but do not know where to start. Contacting your local real estate agency is a step the right direction when you're looking to purchase a home.

The Benefits to Buying a Home

There are many reasons why buying a home is very beneficial what you have to be able to realize exactly what you're going to be getting yourself into so that you do not end up filing bankruptcy and losing everything.

Tips for First Time Home Buyers

Buying a home is one of the most important things that you are going to do in your life so you want to be completely prepared for the home buying process. The following are some things that you need to keep in mind when you are a first time home buyer.

What to Consider Before Buying a Home

Purchasing a new home can be a downright overwhelming experience so you need to make sure that you are fully prepared for the entire process. You need to be sure to do plenty of research and planning to make sure that you end up with the perfect home. Here are some things that you should consider before purchasing your next home.